Cut down your mobile phone bill by doing this.

Tinh Khuong android photo

Photo by Tinh Khuong on Unsplash

Year after year, mobile phone companies seem to be pushing up the price of mobile phone contracts. With every new release, some people are forking out up to £100 (or more!) per month on their bill. If you haven't checked your phone bill in a while or you feel that it is getting too high, here are some options that might save you some money.

Check what you use

Call your current provider and ask for an average of what you use over the last 12 months. This will give you an idea of how many minutes, texts and internet that you go through. Some months may be higher than usual, so you will need to factor that in when you are looking at a new contract but be realistic.

If you have online statements, you can add them up and calculate the average yourself. You want to do this, so you know exactly what you need.

Do you need the latest phone?

Every year, again, there are new revisions to screens, cameras and features designed to make you part with your cash on the latest and greatest phone.

Some features are handy, but I'm sure there are some you can live without. You could save money and still get a decent phone for almost half the price if you choose a model that is even a year older.

Call up your network provider and see what they can do

Network providers have retention teams that will try and keep you as a customer. Don't be afraid to push them and ask what the best deal they can do for you.

They usually have access to exclusive deals and will try and tempt you with different makes and models. If they suggest a handset that you don't like, stand your ground, if they can't get you a good deal then...

Don't be afraid to switch

Each network has their own selling point, but if you can get a signal where you use your phone the most, then they are all fair game. Each provider will have their range of deals which you can look at directly on their websites, or you can go through a price comparison website to find the best one for you.

Some price comparison websites may even offer you cash back, but before you sign up for anything make sure that you check what type of cashback it is so your not left disappointed.

Look at all options

Buying your new phone outright with cash and getting a cheaper sim only deal will save you money in the long run. Going even further, purchasing a second hand nearly new phone will save you even more money vs buying a new phone through a contract. Look at all of your options and if it feels right then go for it.

Do you have any tips or tricks that will save money? Let me know in the comments below or contact me here.